Blair Chiarra

2024 Ira Income Limits. Limits on roth ira contributions based on modified agi. As a couple, you can contribute a combined total of $14,000 (if you're both under 50) or $16,000 (if you're both 50 or older) to a traditional ira for 2024.

If you are 50 and older, you can contribute an additional $1,000 for a. In 2024, those adjustments will make a big difference in who can contribute to a roth.